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OIf you are less than $100,000 12 months and are not married filing separately, many convert a standard account, but that rule changes this holiday season. That is, s can make trades ETFs around the trading day, whereas mutual funds can be bought and sold only once each trading day. https://kratomone.com/forums/users/angelopurnell69/edit/?updated=true/users/angelopurnell69/

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